Once upon a time, there lived a girl named Lily. She loved to help her mother in the garden and play with her friends.

One day, Lily saw her mother counting some money. Curious, she asked, 'Mom, what are you doing with the money?'

Her mother smiled and said, 'I'm counting the money I earned from my job. It's called income.'

Lily looked puzzled and asked, 'What is an income, Mom?'

Her mother sat down with her and explained, 'Income is the money we earn by working. It helps us pay for the things we need, like food, clothes, and a house.'

Lily nodded and said, 'So, if I want something, I need to work and earn my own money?'

Her mother smiled proudly and replied, 'Yes, you can earn your own money by doing chores or even starting a small business. It's important to learn about money and saving too.'

From that day on, Lily started doing extra chores to earn some pocket money. She learned how to save and spend wisely.

As she grew older, Lily became responsible with her money and even started her own little business selling handmade crafts.

Thanks to her mother's guidance, Lily understood the importance of earning and managing money. She was grateful for her mom's valuable lesson.